By accessing and using the Monthly Wisdom Program.com website you agree to be bound by these terms and conditions.
We may revise this Agreement at any time. Use of the website after such changes are posted will indicate your agreement to these revised terms. You should visit this page periodically to review this Agreement.
Ownership of Material & Intellectual Property Rights
All materials displayed or otherwise accessible through this website, including, without limitation, articles, text, photographs, images, videos, illustrations, and the website, itself, are protected under American and foreign copyright or other laws, and are owned by Healthy, Wealthy, and Wise, Inc.
Any use, reproduction, modification, alteration, public performance or display, uploading or posting onto the internet (including placing on another website), transmission, redistribution or other exploitation of this website or of any content, whether in whole or in part, other than expressly set out herein, is prohibited without the express written permission of Healthy, Wealthy, and Wise, Inc.
All multi-media embedded in or located on or at this website, including, without limitation, all digital purchases, or media that does not include an embed or sharing facility is protected by copyright and may be protected by other rights. You are hereby granted the right to access and use these items subject to
- the terms and conditions of this Agreement, and
- any additional conditions which may be imposed on your access at time of purchase
This website and all content are provided on an ‘as is’ basis. By accessing and using this website you acknowledge and agree that use of this website and the content is entirely at your own risk.
Healthy, Wealthy, and Wise, Inc. makes no representations nor warranties regarding this website and the content, including, without limitation, no representation or warranty:
- that this website and/or content will be complete, accurate, reliable, suitable or timely;
- that any content, including, without limitation, any information, data, product or service contained in or made available through this website will be of merchantable quality or fit for a particular purpose;
- that the operation of this website will be uninterrupted or error free;
- that defects or errors in this website will be corrected;
- that this website will be free from viruses or harmful components; and
- that communications to or from these websites will be secure or not intercepted.
Healthy, Wealthy, and Wise, Inc. and The Monthly Wisdom Program often receives commissions from third party companies as ‘affiliate’ compensation.
The information contained on this website is for information purposes only. It is not intended to provide accounting, legal, investment, financial, or other advice to you, and you should not rely upon the information to provide any such advice.
All information posted on this website is intended only as a basis for further discussion, enquiry and study. Healthy, Wealthy, and Wise, Inc. disclaims any liability for direct, indirect or consequential loss arising in connection with the use of the contents of this website or reliance on those contents by any person or organization, whether in its original form or altered in some way by the user.
Healthy, Wealthy, and Wise, Inc. and The Monthly Wisdom Program gives no warranties nor does Healthy, Wealthy, and Wise, Inc. make any representation in respect of the contents of this website. Healthy, Wealthy, and Wise, Inc. and The Monthly Wisdom Program advises users of this website to seek their own appropriate independent professional advice to matters raised in this website.
Limitation of Liability
Healthy, Wealthy, and Wise, Inc. and The Monthly Wisdom Program expressly disclaims any and all liability for the acts, omissions or conduct of any third-party user of this website or any advertiser or sponsor of the website. Under no circumstances shall Healthy, Wealthy, and Wise, Inc. and its officers, directors, employees, agents licensors, be liable for any injury, loss, damage (including special, indirect, incidental or consequential damages) or expense arising in any manner whatsoever from (i) the acts, omissions or conduct of any third-party user; and (ii) any use or inability to use any materials, content, goods or services located at or made available at any website linked to or from this website.
If you decide to access or use any linked website or content, materials, goods or services from a website linked to this website, you do so entirely at your own risk.
Links, Downloads, Features and Advertisements
This website may contain links to third-party websites. These links are provided solely as a convenience to you and not as an endorsement by Healthy, Wealthy, and Wise, Inc. of the contents of such third-party websites.
We may earn commissions from items promoted on this site that are linked to third-party websites.
We take no responsibility for the accuracy, content, or any aspect of that material, and disclaim any liability to you for such material or for any consequence of your decision to use the links provided or your use of such material. We also disclaim all liability and make no representations or warranties for any products or services sold or provided to you by any third party. Your purchase of products or services through one of those other sites is subject to agreements and/or the terms and conditions in effect between you and the providers of products and services at those other sites.
You agree that you shall not bring a suit or claim against Healthy, Wealthy, and Wise, Inc. or The Monthly Wisdom Program and any of our affiliates arising from or based on your purchase or use of products or services through those other sites.
Links do not imply that Healthy, Wealthy, and Wise, Inc. or any of our affiliates sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo, or copyright symbol of Healthy, Wealthy, and Wise, Inc. or The Monthly Wisdom Program or any of our affiliates.
Healthy, Wealthy, and Wise, Inc. is not responsible for the content of any third-party website, nor does it make any representation or warranty of any kind regarding any third-party website.
You agree to indemnify, defend and hold harmless Healthy, Wealthy, and Wise, Inc, and the Monthly Wisdom Program and its officers, directors, employees, agents, licensors and their respective successors and assigns, from and against any and all claims, demands, liabilities, costs or expenses whatsoever, including, without limitation, legal fees and disbursements resulting directly or indirectly from: (i) your breach of any of the terms and conditions of this Agreement; (ii) your access, use or inability to access or use the Monthly Wisdom Program and Healthy, Wealthy, and Wise, Inc. website content or other content to which the Monthly Wisdom Program website is or may be linked to from time to time; (iii) your use of, reliance on, publication, communication or distribution, uploading or downloading of anything on or from the Monthly Wisdom Program and Healthy, Wealthy, and Wise, Inc. website; and/or (iv) your violation of any law or regulation.
Registration and Use of Passwords
To access particular pages and features of these websites, you may be asked to register with Monthly Wisdom Program or Healthy, Wealthy, and Wise, Inc.. You agree:
- that The Monthly Wisdom Program reserves the right to refuse registration access to any individual or organization at any time
- to provide true, accurate, current and complete information about yourself as prompted by any form provided by The Monthly Wisdom Program and Healthy, Wealthy, and Wise, Inc.
- to maintain and promptly update the information you provide to keep it true, accurate, current and complete.
If the Monthly Wisdom Program has reasonable grounds to suspect that such information is misleading, inaccurate, not current or incomplete, The Monthly Wisdom Program has the right to suspend or terminate your access to and use of this website.
To access particular pages of this website, you may need to use a username and password, which you will receive through our website registration process. It is your responsibility to maintain the confidentiality of the password and account, and you are responsible for all activities that occur using your password or account. You agree to notify The Monthly Wisdom Program immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. The Monthly Wisdom Program and Healthy, Wealthy, and Wise, Inc. cannot and will not be liable for any loss or damage arising from your failure or Monthly Wisdom Program and Healthy, Wealthy, and Wise, Inc. failure to protect your password or account information.
All items purchased from a third-party website or company are bound by their refund policy.
If you purchase a product that will be processed on this website additional terms and conditions may display alerting you to any special refund policies you should be aware of that is specific to that product.
Security of Information on the Internet
You should note that information sent or received over the Internet is generally unsecure and Healthy Wealthy and Wise, Corp. and Monthly Wisdom cannot and does not make any representation or warranty concerning security of any communication to or from this website or any representation or warranty regarding the interception by third parties of personal or other information.
Governing Law and Jurisdiction